Sample answer to debt summons

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Being the Defendant in a credit card lawsuit does not automatically mean which you are going to lose. In fact, the courts look favorably on unrepresented Defendants, making it a good choice for you to represent yourself in a court of law.

When the court process is started by the Credit Card’s Attorney, you'll receive documents by service on you ( normally by a process server or a sheriff). Read all of these documents cautiously and respond to them. During the lawsuit, there exists a discovery process where the parties can ask each other questions in order to get more info . Discoveries are the live method of this process, where all parties attend with a court reporter. There are other methods which are less expensive, and those are called Interrogatories.

Interrogatories are a series of questions which are sent you in the mail which should be answered, under oath, within a certain time limit of 30 days. If you fail to answer those Interrogatories in the 30 day time limit, you will automatically be deemed to admit the facts. Most Defendants ignore Interrogatories and that is a blunder. In fact, this is exactly what the Credit Card Attorney wants from you, since it makes his job simpler.

Not just need to you answer all of these Interrogatories, you must ask Interrogatories of your own. The very same rules apply to the Credit Card Attorney, in that they've thirty days to respond to you. If they certainly do not supply you with the proper responses within thirty days, you can file a movement to deem admissions. This is the trick to being capable to dismiss the entire with prejudice or without prejudice.

Read more about the way to win your credit card debt lawsuit by using interrogatories for debt collection.